WHAT DOES AMBRAW FEDERAL CREDIT UNION (Ambraw FCU) DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include
- Social Security number and income
- Account balances and Credit history
- Payment history and credit scores
- Debt and Overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Ambraw FCU chooses to share; and whether you can limit this sharing.
Who we are
Who is providing this notice?
What we do
How does Ambraw FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Ambraw FCU regularly tests and assesses its information security measures, systematically trains employees, and adopts upgrades and enhancements as necessary to protect your information.
How does Ambraw FCU collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card or provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Ambraw FCU affiliates are insurance companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Ambraw FCU does not share information with non-affiliates including investment, insurance and other financial services companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Ambraw FCU does not share information with nonaffiliated investment and insurance companies.
Other important information
For Illinois Members. We will not share personal information with non-affiliates either for them to market to you.